Personalized Service
We’re not just another call center. You’ll talk to real people who care about you.
Transparent Guidance
No jargon—just straight talk about your options.
Ongoing Support
We’ll check in with you regularly to make sure your coverage still fits your needs.
Medical Payments Coverage (MedPay)
MedPay is similar to PIP but more limited. It helps cover medical expenses for you and your passengers if you’re injured in a car accident, regardless of fault.
Personal Injury Protection (PIP)
Personal Injury Protection (PIP), or "no-fault insurance," covers medical expenses for you and your passengers—no matter who’s at fault for the accident.
Uninsured/Underinsured Motorist Coverage
This coverage protects you when the at-fault driver is either uninsured or doesn't have enough coverage to pay for your damages and medical bills.
Roadside Assistance and Towing Coverage
This optional add-on provides you with the peace of mind knowing that if you have a breakdown, flat tire, or run out of gas, help is just a phone call away.
Rental Reimbursement Coverage
If your car is in the shop due to a covered accident, rental reimbursement helps pay for a rental car while yours is being repaired.
Liability Coverage
This is the most basic type of auto insurance required by law in most states. It helps pay for the other driver’s medical bills, vehicle repairs, and property damage if you're at fault in an accident. Bodily Injury Liability: Covers medical expenses for injuries sustained by the other driver and their passengers. Property Damage Liability: Pays for repairs to another person’s property (like their car, fence, or building) if you're at fault.
Collision Coverage
Collision coverage helps pay for repairs to your vehicle if you’re involved in a crash, regardless of who’s at fault. This is especially important if you drive a newer or more expensive car.
Comprehensive Coverage
Think of comprehensive coverage as "everything else." It covers damage to your vehicle caused by events outside of your control, like: Vandalism Natural disasters (flood, hail, fire) Theft Animal collisions (e.g., hitting a deer)
Gap Insurance
This covers the difference (the "gap") between what your car is worth and what you owe on it, which can be especially helpful if you have a loan or lease.
Honest Advice
We’ll never push unnecessary coverage or products—just what makes sense for you.
Clear Communication
We take the time to explain your options in simple terms.
Support When You Need It
Whether you’re filing a claim or just need a quick question answered, we're always just a phone call away.
And if you’re unsure about what each coverage option means, we’re happy to answer all your questions—no pressure, just honest, clear advice.
We’ll review your current policy and explain where you may need more coverage, or where you might be paying for something, you don’t need.
We’ll help you balance cost vs. coverage to ensure you’re protected where it matters most
Small Business Insurance
General Liability Insurance
This is the foundation of small business insurance. It protects you from lawsuits due to accidents, injuries, or damages that occur on your business property or because of your services.
Property Insurance
Whether you own or lease your business space, property insurance protects the physical assets of your business, including your building, equipment, inventory, and furnishings.
Workers’ Compensation Insurance
If you have employees, workers' comp insurance is typically required by law in most states. It covers medical expenses, lost wages, and legal costs in case an employee gets injured while working.
Errors & Omissions Insurance
If you offer professional services or advice, this coverage protects you if a client claims that your work caused them financial loss
Truckers Insurance Solutions
At Washington's Family and Friends, we provide tailored insurance options for your home, business, and auto. Our focus is on delivering exceptional service to our valued clients.
Comprehensive Coverage
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Family-Oriented Approach
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Easy Claims Process
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24/7 Support
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Renters Insurance
You may not own the building you live in, but the items inside your home are yours to protect. Renters insurance offers crucial coverage for your personal property, liability, and even temporary living expenses if something goes wrong. And the best part? It’s often very affordable.
Personal Property Coverage
Just like homeowner’s insurance, renters insurance protects your personal belongings in case of damage or theft. What’s covered? Furniture, clothing, electronics, appliances, and personal items inside your rented space. Additional Coverage: You can also add protection for high-value items like jewelry, artwork, or collectibles (which may require a separate rider).
Liability Coverage
This coverage protects you if someone is injured in your rented space and decides to sue. What’s covered? Legal costs, medical bills, and damages if you’re found responsible for someone’s injuries (e.g., a guest trips and falls). Peace of Mind: It can even help with injuries that occur outside of your home—like if someone is hurt at a party you’re hosting.
Loss of Use (Additional Living Expenses)
If your rented home becomes uninhabitable due to a covered loss (like a fire), renters insurance can help pay for additional living expenses. What’s covered? Temporary housing, meals, and other living costs while you find a new place to stay.
Medical Payments Coverage
This covers minor medical costs if someone gets injured in your home, regardless of fault. What’s covered? Emergency treatment, medical bills, and other minor expenses for someone injured in your home.
Liability Coverage
Just like personal auto insurance, commercial auto insurance provides liability protection if your vehicle causes an accident.
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What’s covered? Property damage, bodily injury, and legal expenses if your business vehicle is at fault in an accident.
Uninsured/Underinsured Motorist Coverage
If you or your employees are injured in an accident involving a business vehicle, medical payments coverage helps cover medical bills.
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What’s covered? Emergency treatment, medical care, and even funeral costs if an accident results in serious injuries or death.
Cargo/Trailer Coverage
If your business involves transporting goods or equipment, this coverage ensures that your cargo or trailer is protected while in transit.
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What’s covered? Theft, damage, or loss of goods being transported by your commercial vehicle.
Commercial Fleet Insurance
If you use a vehicle for business purposes, your personal auto insurance likely won’t cover the risks involved. Whether you have a fleet of vehicles or just a single business car, commercial auto insurance is essential to protect your business, employees, and assets